Goddamn BPI scammers

[resjudicata]

@bear238 Golden rule of thumb:
Kahit legit or scammer, wag na mag transact over the phone.

plus pro tip: Pwede kang mag change language to the agent.
I speak gibberish korean/japanese para end na ang call.

example: ito po bah si sir juan dela cruz? im blah blah of bpi an accredited agent of bpi.

me: yes po, bakit po... ano dai jubu desu ka nayo na? eeeeeh. oppa chamchae saeyo gaharimashta

end call ang futa na legit agent/scammer

 

[pol86]

@resjudicata Huh, this is actually fun advice.

Iritahin mo dn sila while you’re at it.

 

[resjudicata]

@pol86 Yes siiir. Minsan nga german eh hahaha du hast? Duhast mich kifrar. Hahaha

 

[saved071275]

@resjudicata Sandali lang "eto po ba si harrypotah?"

 

[resjudicata]

@saved071275 Hahahaha buset-leviosa

 

[blazy777]

@bear238 I thought they might be calling intentionally ng ganitong oras cause they know were all still be sleeping. And mas madali i-scam pag half asleep state

 

[bear238]

@blazy777 Yup same thoughts. Being half-asleep literally lowers our defense mechanisms

 

[marrylessey1694]

@bear238 Iba naman ako, pag natutulog ako at may tumawag sakin na unknown number auto-cancel agad. Mag ttext naman yan kung importante e.

 

[shan07]

@blazy777 I set my phone on DND in the hours I sleep. Short of a life-and-death sitch, everything else can go to hell.

Pag makulit, I snarl, “I’m Bruce Wayne, I OWN the fucking bank!”

 

[jhoney]

@seekerfinder Or “punta nalang ako sa branch ko, tanginamoka”

 

[sethicus]

@bear238 I always receive call from bpi and cellphone number lang ito. Everytime na magpapakilala pa lang na taga BPI sila icucut ko na agad sila and ill say na may tumawag na sakin and im not interested (altho the one that keep calling me is loan)

 

[creativeone1989]

@sethicus Nakakaasar yang loan na yan! Kung loan ang target nila edi dun sa mga walang CC na mas kakagat sa pakulo nila. Kaso shunga moves nila mga good payer ginugulo nilang mag loan.

 

[hanane]

@sethicus Yep, also experienced this quite a lot of times, tapos timing pa when I was job hunting, so I was always answering calls. Lalabas pa ko sa meeting room pero biglang, “You are qualified po for a new credit card/ credit-to-cash promo, blah blah blah”. Hassle eh. Haha

 

[sesocea]

@sethicus same! pero andami pa rin sinasabi, kaya nung tumagal,pag sinabi “hello im looking for “ ang sagot ko agad, “wala dito “.. tapos bye na agad. ang kukulit!!

 

[ericm]

@bear238 The same happened to me, mid last month. A number called, then a sweet, female voice was in the other line. Napaka convincing, may typical "office noise" pa sa background.

They said that BPI is going to send a new and updated debit card, kailangan daw palitan kasi mas secure daw ang bago. I entertained them for a bit. BPI daw partnered with Maya, bibigyan daw ako ng paymaya card with 17k worth of credits. They asked me to download the bpi app, then guided me pa to change some settings, specifically yung limit ng amount na pwede itransfer. Oh God napaka obvious nila.

Then nagtanong na sila about my birthday and username. Binaba ko na then block. Changed all my passwords.

 

[janet842]

@ericm I got the exact same call just last week! I wonder how they got the information. They even had my name and info.

 

[stephen583]

@bear238 Yung parang legit sila kumausap pero pag na-inis na, that's your signal that they are scammers. Usually legit agents have their calls recorded so di sila mambabastos ng customer.

 

[dreamtime]

@bear238 Don’t answer calls from strangers

 

[masterspen]

@dreamtime This is the rule, pero sometimes, if I’m expecting a Shopee delivery for this week, I’m really tempted to answer the call. Minsan kasi walang tao sa bahay. Baka tiga Shopee. Ayaw kong madelay dating ng order ko. Lol.

 

[dreamtime]

@masterspen Ganyan din akoz You can answer naman pero have the discipline na ibaba ang phone pag hindi relevant for you.

Sa area namin usually same na delivery people naman ang nag dedeliver so i save their contacts as well