Got several DMs on previous thread so I am just going to put out the numbers here. Stashaway benchmarks itself against MSCI World Index. So we pick any ETFs that track the index such as URTH for comparison. Might as well throw SPY into the mix.
Stashaway
Lastly, this is not an investment advice. Do your own research.
Stashaway
- 5 year annualized return: 7.14%
- Expense ratio: 0.8%
- Total return if you put 10k in at 2018:
Annualized return - Expense ratio = 7.14% - 0.8% = 6.34% n = 5 years
FV of Stashaway = 10,000 * (1 + 6.34%)[sup]5[/sup]
= 10,000 * (1.0634)[sup]5[/sup]
= $13,787.17
- 5 year annualized return: 8.91%
- Expense ratio: 0.08%
- Total return if you put 10k in at 2018:
Annualized return - Expense ratio = 8.91% - 0.08% = 8.83% n = 5 year FV of URTH = 10,000 * (1 + 8.83%)[sup]5[/sup]
= 10,000 * (1.0883)[sup]5[/sup]
= $14,912.68
- 5 year annualized return: 10.98%
- Expense ratio: 0.09%
- Total return if you put 10k in at 2018:
Annualized return - Expense ratio = 10.98% - 0.09% = 10.89% n = 5 years FV of SPY = 10,000 * (1 + 10.89%)[sup]5[/sup]
= 10,000 * (1.1089)[sup]5[/sup]
= $17,805.23
Lastly, this is not an investment advice. Do your own research.