backwithjesus24
New member
@frustrated27 But these perks don't apply to him, he only makes 200k a year. Pretty sure he has no savings to qualify as a privileged or private banking client.
Advantage of becoming T20
- Thread starter hummelav
- Start date
frustrated27
New member
@backwithjesus24 He asked T20 ma, not based on his current salary
Of course, then i assume T20 also includes some wealth and savings. No need private banking, lower tier premier also can get free parking sticker
But plaza premium lounge confirm can
Of course, then i assume T20 also includes some wealth and savings. No need private banking, lower tier premier also can get free parking sticker
But plaza premium lounge confirm can
spiritlead2013
New member
spiritlead2013
New member
dennis1209
New member
@hummelav If you're thinking of buying a house, now is the time. Banks may offer you lower interest rates if you can show proof of salary.
If you are like me and trust yourself with a creditcard, aim for the highest, biggest, and request for credit limit increase every 2-3 months. I opted for Shopee points CC, and I enjoy a lot of discounts that really add-up when buying everyday items online. I bought my vehicle on my creditcard and that amounts to more Shopee points than I can even spend, but it saves me so much as well. For specifics, I spend RM35 /2weeks on my catfood. Retail would be RM55. Without points would be RM42. It adds up over time.
If you are a savvy investor who can beat banks, you can take out big personal loans to invest. Crypto is expecting another bullrun soon. I wouldn't recommend this unless you are someone with a finance background and really know what you are doing. Don't gamble. Not financial advice.
I would also suggest researching businesses and startups that you feel you would be able to handle if you are worried about salary when returning. 5 years is enough time to build a plan for your next steps.
Last, network with your Singaporeans. I myself have been enjoying an income from Singapore, but all the while been in Malaysia working remotely. Be friendly, even with the assholes. You never know who can open more doors for you.
I know this isn't directly the advice you're looking for, but it's just general. You're young, enjoy your money, put some aside for your future.
If you are like me and trust yourself with a creditcard, aim for the highest, biggest, and request for credit limit increase every 2-3 months. I opted for Shopee points CC, and I enjoy a lot of discounts that really add-up when buying everyday items online. I bought my vehicle on my creditcard and that amounts to more Shopee points than I can even spend, but it saves me so much as well. For specifics, I spend RM35 /2weeks on my catfood. Retail would be RM55. Without points would be RM42. It adds up over time.
If you are a savvy investor who can beat banks, you can take out big personal loans to invest. Crypto is expecting another bullrun soon. I wouldn't recommend this unless you are someone with a finance background and really know what you are doing. Don't gamble. Not financial advice.
I would also suggest researching businesses and startups that you feel you would be able to handle if you are worried about salary when returning. 5 years is enough time to build a plan for your next steps.
Last, network with your Singaporeans. I myself have been enjoying an income from Singapore, but all the while been in Malaysia working remotely. Be friendly, even with the assholes. You never know who can open more doors for you.
I know this isn't directly the advice you're looking for, but it's just general. You're young, enjoy your money, put some aside for your future.
washedinhisblood
New member
theologybuff
New member
creekwalker
New member
@creekwalker I've been dreaming about contributing back to the country
tonycbrook
New member
dandylionel
New member
@hummelav We are in trillion dollars of debts. There's nothing you can contribute to even make a dent on that number. My advice, save up, stay quiet, use your savings sparingly and live a low profile, comfortable, retired life with a small activity/business to do on your free time. That's what I would do if I were you.