@daisy83 Hey bro. You are doing great!
I personally have a green blue orange red budget.
Green, I'm saving above my minimum n I have 6 months expenses back up,
Blue, I don't have 6 months expenses savings at my green level. So I don't spend on toys clothes etc.
Orange, I have less than 6 months at blue spending level. So I down size expenses. Cheap food, bus n no taxi, walk if I can, prep drink for town, slower Internet, scooter.
Red, no going out until I have 4 months of orange. No bars, no restaurants. (birthdays I turn up for dessert and have a glass of wine)
There is black, where I get a second job.
If ur land is big enough, build a rental on the back, they normally pay it self off in 11 years. Then u have 500 a week bonus.
Investments just need to provide a residual income.
Good luck.