Pag-IBIG members save record-high P39.84 B under MP2, up 54% in 2022

@religionpsych Sorry I'm not up to date pero may surplus ba ang PAG-IBIG ng cash? Kasi kung wala, goods to as a whole kasi it means na mas marami ang makakahiram at dumarami ang financially literate. Kung meron, yeah babawas ang dividend.
 
@aries11 If it's a Ponzi scheme yes but only the first investors gain more. How the fuxk did you get into that really bad take tho? Really curious. Ano akala mo sa mp2 ponzi scheme? Hmmm maybe this guy is hinting something? Idk.
 
@raebeizzo I have joined the Pagibig hosted Virtual Meetings and this is one of the questions, the speaker did say that dividends calculation is based on the earnings made by pagibig 70% of the fund is used in housing.

But he also did not deny that having a bigger pool of investor will reduce the dividend.

If any it is a combination of both.
 
@raebeizzo Intindihin mo muna yung business model ng pag ibig. More investors mean smaller piece of the pie is the truth. More investors doesn't mean more loaners. Loaners make the earnings and profits of pag ibig not the investors! Hahahha sabat pa bago aral ikaw ang fake news.

Kahit gaano kalaki ibigay ng investors sa pag ibig, kung walang naghahousing loan, walang sila mabibigay na dividends sa investors. Gets mo ba???
 
@musicismyreligion Eh ikaw pala ignorante eh. Ano sa tingin mo sa loans lang naiinvest ang pagibig? Dun lang nila tinatapon ang pera nila? Wala ka nga sinabing kahit isang fact how pag ibig invest maliban sa loans nila nagmamagaling ka pa. So ano yan pag nag default ang loaner babagsak ang pagibig? Kitang kita na ang liit ng alam mo brod. Isa kang pinoy nanaman na ad hominem sumabat. Google mo na lang what ad hominem is ha kasi obviously were not on the same level. Di ko pinulot lang sa youtube ang alam ko gaya mo. Baka nga wala kang pagibig acct or pinagpapawisan ka sa hinuhulog mo. Lol
 

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