Pag-IBIG members save record-high P39.84 B under MP2, up 54% in 2022

[musicismyreligion]

@religionpsych Meaning more people having trouble in paying loans, less people going to apply for loans. Less slices of pie for everyone.

 

[victorious56]

@religionpsych Sorry I'm not up to date pero may surplus ba ang PAG-IBIG ng cash? Kasi kung wala, goods to as a whole kasi it means na mas marami ang makakahiram at dumarami ang financially literate. Kung meron, yeah babawas ang dividend.

 

[musicismyreligion]

@aries11 If it's a Ponzi scheme yes but only the first investors gain more. How the fuxk did you get into that really bad take tho? Really curious. Ano akala mo sa mp2 ponzi scheme? Hmmm maybe this guy is hinting something? Idk.

 

[raebeizzo]

@musicismyreligion Hahaha mali! More investors doesnt mean smaller piece of the pie! Ano yan naka set yung laki ng dividend pool nila?
Magbibigay na lang kayo ng advice mali pa! Fake news yan si nateworthy

 

[robert76]

@raebeizzo I have joined the Pagibig hosted Virtual Meetings and this is one of the questions, the speaker did say that dividends calculation is based on the earnings made by pagibig 70% of the fund is used in housing.

But he also did not deny that having a bigger pool of investor will reduce the dividend.

If any it is a combination of both.

 

[musicismyreligion]

@raebeizzo Intindihin mo muna yung business model ng pag ibig. More investors mean smaller piece of the pie is the truth. More investors doesn't mean more loaners. Loaners make the earnings and profits of pag ibig not the investors! Hahahha sabat pa bago aral ikaw ang fake news.

Kahit gaano kalaki ibigay ng investors sa pag ibig, kung walang naghahousing loan, walang sila mabibigay na dividends sa investors. Gets mo ba???