foundlostsoul
New member
Edit: To anyone wondering if this post is satire, it's really not. I am overwhelmed by my spending habits, although I am looking for a new job at the moment.
I am a 16-year-old, live in Montreal, who lives with my parents. I do not pay any rent or any house bills. I quit my job at Mcdonald's in April, working there for around 8 months with a balance of over $3000.
I've always had problems spending money on eating out, UberEats, 50% discounted Mcdonald's fast food, and other little purchases which add up to almost $200 or $400 a month on that alone. Sometimes I go way over budget buying stuff and clothing, which would cost even more money for me. But my rampant spending habits don't even end there sadly. Having also paid nearly $500 for a Taxi in less than 1 YEAR, even though I have a monthly student transit plan that, thankfully my high school pays for. I also spend around $50-$60 monthly on mobile service fees like my phone plan and Spotify.
However, now that I have no job I don't have any money to compensate for all the things I buy over the months, my balance has basically plummeted because of this, and I am really pissed off and guilty at myself for all the money I could've saved up for college, helpful gear, etc. Now, my balance is a meager $400 from the $3000 that I had saved up in April, and my head feels like it is going to explode from thinking about it.
My parents and I talked about my spending habits, and I have the Mint to track my monthly and yearly spending. When I look at it, just looking at the graph it looks like the scariest thing I have ever seen and would make anyone sober in an instant (it still keeps me up at night).
Please, to anyone reading this, I need help. I don't know if I should go see an accountant, don't know if I even can but I need real advice and now.
TL;DR: Just read the title, please help and give me advice.
I am a 16-year-old, live in Montreal, who lives with my parents. I do not pay any rent or any house bills. I quit my job at Mcdonald's in April, working there for around 8 months with a balance of over $3000.
I've always had problems spending money on eating out, UberEats, 50% discounted Mcdonald's fast food, and other little purchases which add up to almost $200 or $400 a month on that alone. Sometimes I go way over budget buying stuff and clothing, which would cost even more money for me. But my rampant spending habits don't even end there sadly. Having also paid nearly $500 for a Taxi in less than 1 YEAR, even though I have a monthly student transit plan that, thankfully my high school pays for. I also spend around $50-$60 monthly on mobile service fees like my phone plan and Spotify.
However, now that I have no job I don't have any money to compensate for all the things I buy over the months, my balance has basically plummeted because of this, and I am really pissed off and guilty at myself for all the money I could've saved up for college, helpful gear, etc. Now, my balance is a meager $400 from the $3000 that I had saved up in April, and my head feels like it is going to explode from thinking about it.
My parents and I talked about my spending habits, and I have the Mint to track my monthly and yearly spending. When I look at it, just looking at the graph it looks like the scariest thing I have ever seen and would make anyone sober in an instant (it still keeps me up at night).
Please, to anyone reading this, I need help. I don't know if I should go see an accountant, don't know if I even can but I need real advice and now.
TL;DR: Just read the title, please help and give me advice.