27 F, staying in an old metro city so cost of living is very low.
No intention of marriage or having (adopting) children.
I have started investing since October 2023. Just want a review of how am I doing here.
Goals:
No intention of marriage or having (adopting) children.
I have started investing since October 2023. Just want a review of how am I doing here.
- Income- 6 L p.a (in hand)Expenses: No rent and food expenses (living with family)
- Travel: 15k per month
- I only spend on tech once a year which is around 50k to 60k, mostly do No Cost EMI
- Investments-FD - 4 L (7% returns) Do not want to touch this
- MF - 48.29k invested (try to invest 10k to 13k monthly here)
- HDFC Mid-Cap Opp Fund
- ICICI Prudential All Seasons Bond Fund
- ICICI Prudential Equity & Debt Fund
- Mirae Asset Large & Midcap Fund (SIP)
- Nippon India Small Cap Fund (SIP)
- SBI Liquid Fund
- Zerodha Nifty Large Midcap 250 Index Fund
Goals:
- I want to make a substantial fund for studying abroad by 2027 (in US)
- FIRE by 45 (not written in stone, just an indicator)