Did I invest in right mutual funds and stocks?

[mexican30]

@blever Sharing some stats

ICICI Prudential NASDAQ 100 Index Fund

17.38% profit with 28.54% XIRR

Motilal Oswal Nifty 50 Index Fund

8.87% profit with 7.69% XIRR

 

[robinrocks]

@mexican30 Disclosure: I am a fee-only SEBI investment adviser.

So the markets will always go up

Will they always go up year-on-year or are you expecting them to always go up for a different timeline?

Which stocks should I get rid of? I don't care of dividends as they are marginal anyway Which stocks should I continue holding?

Which stocks should I add?

If only direct equity will suit your purpose, why not use a PMS or hire a SEBI registered research analyst? You can also try available forums (do your own due diligence)

 

[mexican30]

@robinrocks

Will they always go up year-on-year or are you expecting them to always go up for a different timeline?

In the long term of 15 years

 

[robinrocks]

@mexican30

In the long term of 15 years

If you expect the markets to go-up-always in the long term of 15 years, how important is it that you choose "the right stocks"?

 

[mexican30]

@robinrocks Very important, because not all the stocks will survive or grow at the market rate.

 

[robinrocks]

@mexican30

not all the stocks will survive or grow at the market rate.

If not all stocks will grow at the market rate, are you expecting your portfolio of stocks to all grow at or better than the market rate over the 15 year period? Will you not achieve your goal if all these stocks do not grow at the market rate?

 

[mexican30]

@robinrocks

are you expecting your portfolio of stocks to all grow at or better than the market rate over the 15 year period?

Definitely no. I expect some to out perform market and others to not.

 

[robinrocks]

@mexican30 As @philcho mentioned, how is your picking these stocks going to have a higher chance of doing that than an index fund?

 

[mexican30]

@robinrocks It is not.