@a3m0n As somebody said, keep the surplus amount invested in the markets. The essential cash for your day to day and other foreseeable commitments should be in Liquid and FDs.
I personally do not purchase stocks and simply invest in broad based ETFs in US/China or MFs in India. I am holding just 1 stock coz I bullish on that company (US based, not India).
If you believe the market is going to correct then you can move the money in Liquid Funds, then move it back to the Equity Funds when the market is at the bottom. Timing the market is incredibly difficult and that’s when most people lose money.
Trying to build a psychology and discipline to invest (and trade) is the hardest thing ever.
I personally do not purchase stocks and simply invest in broad based ETFs in US/China or MFs in India. I am holding just 1 stock coz I bullish on that company (US based, not India).
If you believe the market is going to correct then you can move the money in Liquid Funds, then move it back to the Equity Funds when the market is at the bottom. Timing the market is incredibly difficult and that’s when most people lose money.
Trying to build a psychology and discipline to invest (and trade) is the hardest thing ever.