30M, unmarried. IT guy in Bengaluru,
Income 1.9L take home.
Bought car worth 15lac.11lac loan pending.
MF- 4.5lac,
Stocks -5lac,
SGB- 40 gram,
Lended to friends n family - 14 lacs,
Edit: this money is 98% safe. This is distributed to many people with different rate of interest in the range of 1.5% to 3%. Monthly/qtry/half yearly interest is collected. Also understand risk is risk. I'm in the process reduce this amount month by month. Stopped lending already.
Savings account -7 lac,
LIC- 40k annually,
No own term insurance,
Expenses -
Rent and food 16k.
Commute- 2k,
Miscellaneous -5k,
Upcoming big expenses:
Need to build a home at native- 40lac,
Marriage - 15lac.
Income 1.9L take home.
Bought car worth 15lac.11lac loan pending.
MF- 4.5lac,
Stocks -5lac,
SGB- 40 gram,
Lended to friends n family - 14 lacs,
Edit: this money is 98% safe. This is distributed to many people with different rate of interest in the range of 1.5% to 3%. Monthly/qtry/half yearly interest is collected. Also understand risk is risk. I'm in the process reduce this amount month by month. Stopped lending already.
Savings account -7 lac,
LIC- 40k annually,
No own term insurance,
Expenses -
Rent and food 16k.
Commute- 2k,
Miscellaneous -5k,
Upcoming big expenses:
Need to build a home at native- 40lac,
Marriage - 15lac.