@distressedson You get a coupon for free oil change as a part of the road assistance too! It’s conventional oil but they let you pay the difference for synethic if your car takes that only.
@itismesandy What about cards that have 1st year fees waved like the Scotia Momentum? (You get a $125 cash bonus with that one) Would you consider that?
@mynameisranjit This post was made to highlight no-fee cards, but you might find value in other CCs. For me, the marginal % difference isn't worth keeping a $120+ annual fee card longterm (but depending on your spend, a 4% grocery/gas or grocery/recurring-bills card may be).
Churning credit cards for welcome bonuses can be worthwhile, but that's another topic.
@mynameisranjit I think we need another sub for that. There are ways/offers that cover hefty annual fees year after year. For example CIBC has a card with $278 annual fee that gets waved if you have their smart account which also gets waived if you have 100K investments with them.