@reallivegirl eFD is conventional FD applied via online so you don’t need to show up to bank physically. If you opt for FD, then you need to show physically. eFD-i is Islamic FD. For rate differences between banks, I recommend you to refer here
https://ringgitplus.com/en/fixed-deposit/
For latest FD rate can refer here:
https://ringgitplus.com/en/blog/fixed-deposits/best-fixed-deposit-accounts-in-malaysia.html
https://ringgitplus.com/en/fixed-deposit/
For latest FD rate can refer here:
https://ringgitplus.com/en/blog/fixed-deposits/best-fixed-deposit-accounts-in-malaysia.html