Help!! I was driving without insurance and was involved in an accident. Not at fault. The lady that caused the accident was in the fast lane and braked suddenly. This caused 3 other cars to hit each other. I was the last vehicle in this fiasco. Thankfully no one rear ended me. The car in front of me had minor damage to his rear. I don’t know what to do. I need to get my car fixed asap. Do I file a claim with the lady’s insurance? Or am I S.O.O.L?