@rchl3321 Here are some numbers that might help (they are entirely made up based on some of your comments below).
Interest on $10k in savings at 5% per annum. Each month this will give you about $42 in earnings. So next month if you don't take money out or put money in you will have $10,042.
If you have say $3,000 in credit card debt at a rate of 18% per annum and your minimum repayments are
$60 a month. Say you pay way more at $500 a month. After that payment they still charge interest on $2,500 which equals $37.50 a month, so the next month you still owe $2,537.50 dollars. The next month you pay another $500, you will owe $2,068.06 so in two months you have given the bank an extra $68.06.
If you paid it all off. You would still have $7,000 in your bank which would give you (not take away) $29.20 a month. Because the 18% rate on your credit card is higher than the 5% on your savings you aren't getting any benefit from keeping the money in your savings. Pay off the credit card.