@chris0699 In a similar boat to you. I posted my budget in another forum so feel free to check. But yeah, only one kid in daycare (3 little ones - in laws and parents help to watch). No car payments. No other debt. Mortgage is $3500 for a 4 bed 2 bath SFH. Bought with a low rate in a MCOL suburb outside a couple major cities. With more kids in daycare, car payments, student debt, etc. we would be so much tighter in our budgeting.
Additionally we lived with my parents for awhile to save up and my parents and in laws helped us financially somewhat too. It’s a nice lifestyle with everything you mentioned above, but my wife and I both work. She works like 45-50 hours a week, I work much less, but then spend a lot of time watching the kids at home. It’s a manageable, lovely, tiring life.
Additionally we lived with my parents for awhile to save up and my parents and in laws helped us financially somewhat too. It’s a nice lifestyle with everything you mentioned above, but my wife and I both work. She works like 45-50 hours a week, I work much less, but then spend a lot of time watching the kids at home. It’s a manageable, lovely, tiring life.