I want to open a Zero Balance Bank Account. I tried doing some research but would like you to give me your best suggestions, advice, recommendations on it.
Here are my requirements for zero balance account:
✓ Bank is licensed and regulated by the Reserve Bank of India (RBI) for safety and compliance with banking regulations.
✓ Bank offering long-term safety, security, stability, reliability, transparency and trustworthiness with my money
✓ Genuinely zero-balance account i.e. no monthly maintenance fees and banks do not penalize for maintaining a zero balance.
✓ Unlimited or maximum and free of charge basic banking services like account maintenance, financial transactions, ATM withdrawals regardless of account balance.
✓ Bank that operate with complete transparency, where the financial transactions are conducted without any unexpected deductions or hidden fees.
✓ Free Physical Debit Card and Cheque Book.
✓ SMS and Email alerts for every online and offline transaction to stay informed about my account activity in real-time.
✓ Timely, knowledgeable, responsive, effective customer service and support, available both offline and online through multiple channels.
✓ Good and strong digital banking capabilities.
✓ Seamless access to my funds without any additional charges.
✓ Free of charge and easy money deposit options.
✓ Minimal transaction failure rates, smooth and reliable financial transactions.
✓ Branch and ATM Accessibility.
✓ Additional perks and benefits. (Optional).
✓ Competitive and favourable interest rates (Optional).
Sorry for long post.
Here are my requirements for zero balance account:
✓ Bank is licensed and regulated by the Reserve Bank of India (RBI) for safety and compliance with banking regulations.
✓ Bank offering long-term safety, security, stability, reliability, transparency and trustworthiness with my money
✓ Genuinely zero-balance account i.e. no monthly maintenance fees and banks do not penalize for maintaining a zero balance.
✓ Unlimited or maximum and free of charge basic banking services like account maintenance, financial transactions, ATM withdrawals regardless of account balance.
✓ Bank that operate with complete transparency, where the financial transactions are conducted without any unexpected deductions or hidden fees.
✓ Free Physical Debit Card and Cheque Book.
✓ SMS and Email alerts for every online and offline transaction to stay informed about my account activity in real-time.
✓ Timely, knowledgeable, responsive, effective customer service and support, available both offline and online through multiple channels.
✓ Good and strong digital banking capabilities.
✓ Seamless access to my funds without any additional charges.
✓ Free of charge and easy money deposit options.
✓ Minimal transaction failure rates, smooth and reliable financial transactions.
✓ Branch and ATM Accessibility.
✓ Additional perks and benefits. (Optional).
✓ Competitive and favourable interest rates (Optional).
Sorry for long post.