Debit card, credit card auto-payment rules change from April

[funmilayo]

@whitemagnolia AWS, GCP and Azure would have already implemented a soultion to handle this. If you have a credit card you should be able to sign up for these services. Not sure why you are worried.

 

[whitemagnolia]

@funmilayo I’m worried because I don’t a CC (yet) & my business needs runs on their services. Google themselves listed that Indian cards doesn’t work with their services. Source - https://support.google.com/a/answer/3401127?hl=en

I’ve moved over to AWS since then but still prefer GCP for easier development needs.

 

[funmilayo]

@whitemagnolia I think it is mis worded. I already have a GCP account with my HDFC CC. Probably they support CCs from major banks only.

 

[mybrotherskeeper1]

@funmilayo Well, I've been using GCP and AWS with SBI - Just ask for the SBI Global card, They have international transaction enabled, Plus it's a debit card .

 

[servewithlove]

@whitemagnolia You got a valid point, i think people down voting your comment don't use google ads, twitter ads etc.

 

[whitemagnolia]

@servewithlove Exactly...that’s why I’m not bothered by the downvotes. I kind of expect people in this sub to understand the extent of this problem unless they’re developers or SEO experts.

 

[gisherjohn]

@ilykmtns A great step. A lot of people I know tend to forget about subscriptions, or don't know how to cancel one.
An example, someone like my dad asks me to start a subscription. Maybe he needs it for a few months. If I forget about it, it will continue for years at end.
Same issue with my girlfriend/ her sisters, my mother. .

Financially clued in people are rare....

 

[premier3092]

@ilykmtns I'm confused and have only one question. Why?!

Was this a problem that needed a solution? It seems this is not applicable to mandates on Net-Banking (correct me if I'm wrong). Is this their way to move people to net-banking for automated payments?

 

[lamphuongnghi152]

@premier3092 Most things would continue as before from what I understand. Only subscription above a certain value will need OTP.

Personally, I find it useful since I won't have to keep track of all the subscription because I would be reminded a day before the payment and I can cancel them just before renewal.

 

[jonathan001]

@lamphuongnghi152 Yes, I like the new policy too.

Though most of my subscriptions are less than the threshold amount of 5000.

But I would really love to be reminded a day in advance for every automated transaction

 

[premier3092]

@jonathan001 I got a mail from AMEX saying they are discontinuing ALL mandates/autopay... no condition of 5k was mentioned there...

 

[estellejs94]

@premier3092 Same here, amex said they were discontinuing all autopay features. While icici said I'd have to register them with their Imobile app.

 

[lamphuongnghi152]

@premier3092 https://indianexpress.com/article/e...orms-may-not-go-through-from-april-1-7251728/

This article may help. Basically banks and merchants will take some time to comply with the new regulations. Until then, all mandates are being discontinued.

 

[heliumskylark]

@premier3092 So what exactly is this applicable to? Only auto debits via cards?

 

[jps729]

@ilykmtns Just stop going around giving a mandate to all services like it's your underwear?

 

[will1999]

@ilykmtns Overegulation is stupid when it has been proven that most of these 8th fail citizens of this country get swindled online because they scan random QR codes and give their OTP to anyone who asks them to.

 

[sydneyjbrink]

@ilykmtns Is this just for domestic transactions or international transactions as well?

As far as I understand, international transactions don't require an OTP. Besides, they don't even come under India's jurisdiction.

Can someone please throw some light?