@orthodoxokie 19 is a very young age and 10k is a very decent amount to start. It's good that you are careful about taking risk. However we need to learn to take risk. Young people is supposed to take risk, as time is at your side. Many friends I know didn't take risk when they are young, now when they are almost retiring, they start to take unnecessary risk, which might jeopardies their retirement fund.
General rule is low risk, low return, high risk high return. If you meet someone asking you to enroll a product with high return with no risk, then it's most likely a scam.
Low risk investments like ASM, ASB will typically returns about 4%-5%, money market funds like Go+ will be lower, typically those are suitable for temporary parking or emergency funds. If you want to go beyond 5%, then you'll need to learn how to take some risk.
Go talk to someone with experience, investment is quite personal in the sense that everyone tolerance to risk is different, thus not all investment is suitable. We need to choose investments which suitable to our risk tolerance and not investments with highest gain or lowest risk.