Hi all, asking for genuine suggestions - pls do not post anything of sympathy
Am 39 this yr, Widowed n Have a 18 yr old daughter & she is in 1st yr degree. I do not own a home or any land & my job is my only source of income - 50K around per month is the take home. Have been working since 20+ yrs . The reporting manager since past 4yrs is a highly toxic misoginist who always tries to keep control on me for even small matters. Calls anytime in evenings, nights , Sundays too . Saturday entire team will have week off but he has been making me come & sit alone in office since past 2 yrs quoting if any emergency arises I would be required. I have been crying everyday on my way to office as far as I can remember. I dont have parents & my brother has his own burdens & sometimes depends on me for financial support. Below is my current saving & I have been thinking of quitting the job & taking a break as I have been working since almost my SSLC holidays.
With below savings , will I be able to afford to take a break ? In extreme situation if I do not find a suitable job , any suggestions on how I can generate some fixed income using below fund ?
Pls do not assume am telling all stories for sympathy , but its rather to explain why I do not want to work .
Kindly share your genuine suggestions.
Gold Jewellery ( For daughter marriage ) - 12 L
FD @ SBI ( Hoping to buy a plot in exterior of Blr) 20 L
Emergency fund 1 L
Home Leased 9 L
PF ( For retirement ) 7 L
PPF ( For daughter marriage ) 10 L
Stocks ( In negative currently by 20%) - This is for my future grandkids 2 L
Am 39 this yr, Widowed n Have a 18 yr old daughter & she is in 1st yr degree. I do not own a home or any land & my job is my only source of income - 50K around per month is the take home. Have been working since 20+ yrs . The reporting manager since past 4yrs is a highly toxic misoginist who always tries to keep control on me for even small matters. Calls anytime in evenings, nights , Sundays too . Saturday entire team will have week off but he has been making me come & sit alone in office since past 2 yrs quoting if any emergency arises I would be required. I have been crying everyday on my way to office as far as I can remember. I dont have parents & my brother has his own burdens & sometimes depends on me for financial support. Below is my current saving & I have been thinking of quitting the job & taking a break as I have been working since almost my SSLC holidays.
With below savings , will I be able to afford to take a break ? In extreme situation if I do not find a suitable job , any suggestions on how I can generate some fixed income using below fund ?
Pls do not assume am telling all stories for sympathy , but its rather to explain why I do not want to work .
Kindly share your genuine suggestions.
Gold Jewellery ( For daughter marriage ) - 12 L
FD @ SBI ( Hoping to buy a plot in exterior of Blr) 20 L
Emergency fund 1 L
Home Leased 9 L
PF ( For retirement ) 7 L
PPF ( For daughter marriage ) 10 L
Stocks ( In negative currently by 20%) - This is for my future grandkids 2 L