@jane_doe I have about $30K laddered into 4-week T-bills (one quarter every week for four weeks), all on auto-reinvest. Every week, the interest drops into my bank account, and when it hits a couple hundred I put that into the ladder as well. When I hit the two-year auto-reinvest deadline (coming up pretty soon now), I’ll just restart the ladder, assuming rates hold.
As for the website: Once you get your account set up and linked to a bank account, the worst thing about the TD website is the proliferation of jargon. If you’re not familiar with the terminology, it can be a bit offputting.
It’s otherwise just a bog-standard website design from the early 2000s. Lots of radio buttons, font is kinda small, “submit” buttons, whatevs
. It’s nothing that should cause one to consider self-harm—it’s just a less-than-modern UX.