lawrencemcdonald123
New member
I’m not American but I like my US banks because
PS I’m looking for actual banks. Not fintech companies.
PPS I have a residence permit from a Schengen country but banks there are not good.
- I can recieve my cards to my TEMPORARY address in ANY country in A FEW days with DHL express or similar. This is free or costs like $15 max
- I get about 2% cash back on my spending anywhere in the world.
- I can get free $200-800 money from the bank when I create a credit card account and hit the spending amount required e.g Chase Sapphire Preferred gives you $600 sign up bonus if you spend $4K in 3 months
- If a business overcharges me, scams me or fails to deliver what I paid for, I get my money back by doing a chargeback. I fill out a tiny form and that’s all.
- If my cards are stolen and used, I’ll get my money back quickly without going through hassles.
PS I’m looking for actual banks. Not fintech companies.
PPS I have a residence permit from a Schengen country but banks there are not good.