Best EU BANK account for citizen that is traveling around EU

[momeezy]

@fcs2525 Bunq

 

[fcs2525]

@momeezy I used them in the past but now the "bank of the free" is charging 9€ a month for basic account and if they work like they used to it'd be pain to have account just for card purchases and having option just to send money in or send all of the money back to my other bank account without option to transfer the money to other people...

 

[onvolmaakt]

@fcs2525 Look for an interesting bank and go to that country with an Airbnb and get proof of residency, then it's OK.

My recommendation is the french bank Boursorama (but they don't accept U.S. persons tho) they have a free account with a free Visa ULTIM card with pretty good assurances, unlimited instant SEPA-transfers and it's a subsidiary of one of the biggest french banks, Societe Generale.

It's a bit complicated to do because you need a french account for opening it (but if you're in France you can open a french account in every Post Office and then close it)

 

[anonymouse89]

@fcs2525 N26, Revolut, or Wise.

 

[deqxter]

@fcs2525 By law every bank is to offer instant transfers since January 2023. Or at least it was in draft in 2022.