@philomatt Or "I'm on disability"...that's my other favorite next to "fixed" incone!" Please turn down your 70 inch TV so we can talk about coverage for the $5,000 rims you so wisely bought for your $2,000 car.
Tick-tock, time to talk fast, please. I know you don't have smoke alarms in that singlewide, wanna talk before your places burns down caz you spent the money to rewire your dump onnnnnn what was it, something shiny I assume?
Fuck faulty wiring, I got a watch and rims, son!...but ya, use your disability money on bullshit instead of asset protection.
"I'm on disability"...love it!
Edit* i got no problem with people being on disability and cheating the system, bravo. Also people legit need help, not knocking that, I'm a proponent.
My problem is when they use disability as an excuse every month for not paying their bills. It's not a magic word! You don't say "disability" and your debts are dissolved.
Renewal after mothtruding Renewal...leave me already!
It is a cruel joke that clients can fire agents for anything. You fire your agent, he gets a chargback in commission. It sucks, fucks his comp. I try to do all I can to save biz, but there are exceptions.
I just want to fire clients.
-Late pay 2 months in a row? Fired.
-Panic client:. (Twice today) get email. Get vmail. Get email. Get vmail, vmail vmail, email. Time elapse: 5min32sec. "Is there a house fire!? Quickly call the client back. She might be traveling from nc to ky and wanted me to make a note.
What the fuck lady are you taking about? What note needs to be made, should I call the CEO!? i fire you now, go to KY and don't come back!
-"Dealing Dan". Money isn't even an issue but he wants 40 min of your time to find a way to save money. You explain its not possible. He removes Towing (loses an important coverage in that state), saves $2.31 a month, then calls me a liar for saying there would be no significant savings.
I stand by my statement. There were no significant savings, take your business elsewhere. I want to be done with you. Immediate turnination.
--and the scammers ohh!! The beautiful, beautiful scammers with P.hD in insurance fraud---and especially in SC and FL, you guys are pros! 15 years ago this wasn't even a thing, but now days I love getting a good hour long convo about your half baked idea to creat a insurance fraud claim before you even buy the policy! Sadly, hubris begins to fade when I refuse to forge an FS-1 and repeat for the 4th time are on a recorded line.
-Plenty more but I'll leave it with the story teller/sad person. I've been in a dark place(s) in my life, we all have. But have you ever picked up your phone and called your insurance agent just to cry about your sad ass life? Ya, that makes me sound like a dick. But my job is insurance agent, not therapist. You guys & gals don't even understand. Mentally unstable people LOVE calling their agent and babbling about nothing. Nothing. But you love their money so you listen...while you type this out on reddit and consider telling this caller to grab a 6 pack of beer and 4 valium and call me back tomorrow....
So. What have we learned?
-Don't lie to your agent, they will find out.
-I've read through so much of these post and still can't believe people misinterpreted "full coverage." I really like that somewhere a client picked up what I was saying and an agent was still like "derrr."
-I like reading the "good guy" insurance agents knocking my shit and down voting with a grin, trying to get a referral like they don't get shady too.
*This mighy blow a clients mind a little...but its all about the money. The more we help you the more money we make.