$1M Umbrella Policy via Geico/RLI: is $400/yr fair? Is this process normal?

[painkiller]

Out of curiosity, I just went through the online quote with RLI and got the same exact price, and also no substantive policy info. As far as I can tell she was just asking me questions from that exact same quote form.

 

[tomm1]

@painkiller How many drivers, how many vehicles, any youthful operators?

Most importantly, you're kind of glossing over the uninsured/underinsured question. That could potentially be 30-50% of that premium.

 

[resjudicata]

@painkiller Geico only writes auto policies. If you get a home or other policy thru them, it's managed by someone else. IIRC IF you bought a homeowners policy thru Geico, and file a claim, nobody from Geico will call you, someone from travelers or liberty mutual will call you

 

[wiggo]

@painkiller

RLI

how's RLI throught geico? any good/bad?

 

[elizar123]

@painkiller I'd be willing to bet a dollar that she was quoting you with excess uninsured motorist. I sell RLI, and if you have a clean record, it shouldn't be more than $200.