@megusta Never try to time the market. It hardly works!!!
I don't use MFs at all, but this looks like your investment decisions will be impacted if you're looking at market conditions to invest. You might end up getting the allocation when the fund recovers several points. I understand your concern.
I generally speak against looking at market conditions to "invest". The best time to invest is always in the past.
Maybe switch to ETFs? You get instant assurance of what you want out of the investment. Totally biased opinion because I hold ETFs only.
Have an allocation plan and stick to it. Be consistent and regular in your investments. Works for almost everyone, might just work for you too.
Just my $0.02