silencedogwood
New member
Hey AusFinance, mostly lurk around here, post on the occasion, and this is one of those occasions.
I'm trying to get a place to live as soon as possible, so in the next 4 to 5 years preferably. I currently mostly invest in individual stocks (US through Stake, ASX through Superhero, as you can see I'm cost-conscious).
Would you be mostly investing in individual stocks or building a dollar-cost average ETF portfolio? I'm wary that by selling all my positions to go full ETF, I'll incur a bunch of CGT, but I guess that'll eventually happen anyways.
Personally, I don't believe I'll be able to reach a 20% deposit or so on a 2 bedroom apartment without investing (something like in Rhodes, those are $800-$900k rn, haven't move in the past 2 years).
If you need deets of my assets and income, comment below. Trying to avoid this post sounding like asking for personal financial advice.
I'm trying to get a place to live as soon as possible, so in the next 4 to 5 years preferably. I currently mostly invest in individual stocks (US through Stake, ASX through Superhero, as you can see I'm cost-conscious).
Would you be mostly investing in individual stocks or building a dollar-cost average ETF portfolio? I'm wary that by selling all my positions to go full ETF, I'll incur a bunch of CGT, but I guess that'll eventually happen anyways.
Personally, I don't believe I'll be able to reach a 20% deposit or so on a 2 bedroom apartment without investing (something like in Rhodes, those are $800-$900k rn, haven't move in the past 2 years).
If you need deets of my assets and income, comment below. Trying to avoid this post sounding like asking for personal financial advice.