Idea for the second pillar: Choice between 2nd pillar chosen by employer and a vested benefits account

[ale4614]

@orton776 Thanks for the support! They probably wont let it happen but Imma try anyway.

 

[orton776]

@ale4614 Keep us updated! Will help when possible

 

[ch3ryl]

@ale4614 You can't choose your 2nd pillar fund - your employer does.

You can choose your « libre-passage » account... once you're unemployed

 

[letthrmusixsaveyourlife]

@ale4614 you guys get that 1% was a good performance during 2016 and 2022?

You guys only Talk about Short Term gains but missed out that our pension funds had to work with negative interesst, that we even couldn’t have 100.000.- parked at postfinance without paying a fee for it each month?

2/3 pillars are for security.

 

[ale4614]

@letthrmusixsaveyourlife Yes but for all other years it was a bad performance, had the money been invested in VT or similar it would have made much more interest.

 

[letthrmusixsaveyourlife]

@ale4614 This shows you have zero experience, 2016 to 2023 had years with -15 and +25…

How would you react having your life savings in one ETF and then covid then russian invasion…

You need to have a Safe Place to park money, we had the difficult situation and even unique that we had 8 years negative interest, the fees where high just to keep your money, somewhere where you don’t see -10% a day….

 

[boloyo]

@letthrmusixsaveyourlife I will see my pension money in 40 years, why should I not be able to for 20-30 years invest in purely stocks.