sinnerinthehands
New member
@hollywoodbowles If you have emailed them photos of the damage, I don't see how they can deny you long term housing. It sounds like it is pretty bad.
Was this a well documented wind storm in your area? Are there many others dealing with damage, too? Sorry if you have already answered this.
Do you have a contractor you trust? Start tracking down contractors, and find one you can trust who has experience with framing and roofing, etc.
If you can, have one of them inspect the damage and write up a bid. Email the bid and photos to the adjuster. If you have the name of a supervisor, copy them in the email.
The field adjuster should work with your contractor to get an agreed upon scope and cost of repair, as well as, a repair time frame. That is the piece that will get you into housing.
Also, reach out to your local building department to see if they are able to help fast track their inspections, so your home can get permitted for repair and occupancy sooner than later. Lastly, when I handled claims like this MANY years ago, we (insurance company) typically also hired a structural engineer to consult on the repair plans to make sure repair was done adequately.
I work for AmFam, but not in Claims. The scenario you are describing doesn't meet our service standards. I am very sorry for what you are going through. Feel free to message me. I can likely track down someone to escalate this to.
Was this a well documented wind storm in your area? Are there many others dealing with damage, too? Sorry if you have already answered this.
Do you have a contractor you trust? Start tracking down contractors, and find one you can trust who has experience with framing and roofing, etc.
If you can, have one of them inspect the damage and write up a bid. Email the bid and photos to the adjuster. If you have the name of a supervisor, copy them in the email.
The field adjuster should work with your contractor to get an agreed upon scope and cost of repair, as well as, a repair time frame. That is the piece that will get you into housing.
Also, reach out to your local building department to see if they are able to help fast track their inspections, so your home can get permitted for repair and occupancy sooner than later. Lastly, when I handled claims like this MANY years ago, we (insurance company) typically also hired a structural engineer to consult on the repair plans to make sure repair was done adequately.
I work for AmFam, but not in Claims. The scenario you are describing doesn't meet our service standards. I am very sorry for what you are going through. Feel free to message me. I can likely track down someone to escalate this to.