Hi, all!!
27F humbly asking for help and recommendations on where and how to save some money.
I’m a complete novice and I’m trying to be more savvy with my finances and budgets, etc. I’m looking for something like YouTube channels, articles, applications that can teach me the basics of saving and budgeting properly.
Some Context:
I’ve got an account with FNB and Capitec. My main and primary account is FNB, and Capitec is for family and friends basics. With FNB, I have about R100k in the 32 day notice account - brings in a few hundred every month and I try and send more into it whenever I can. FNB account fee is R370 monthly. I want to close this one and just use Capitec - good or bad idea?
FNB has eBucks and Capitec has the “live better” rewards system. Capitec account fee is about R10 a month.
I was thinking of keeping the 32 day account on FNB but move over everything to Capitec and open a savings account with Capitec as well.
Because of you guys, I changed my car insurance and medical aid; saving about R800 in total with Naked and Discovery.
I have no kids, and my biggest responsibility right now is my car (5600 monthly) and Black Tax - I help take care of two households and I’m living at home and don’t pay rent. After all my bills and whatnot, I aim for a minimum of R5k for saving that I put into the 32 day account.
I’ve seen you guys talk about TFSAs, EFTs, RA equities and I have absolutely no idea what those are (please don’t laugh at my pain ). I want to learn. Please point me in the right direction. Give me your best recommendations on where I can get more information and make better choices with my small little beaucoup bucks.
I’m based in Durban and looking for any apps that will give me points/rewards or coupons, etc. Like Checkers, Woolies, V+, eBucks, Clicks, etc.
Thank you all so much for your assistance. Have an awesome weekend
27F humbly asking for help and recommendations on where and how to save some money.
I’m a complete novice and I’m trying to be more savvy with my finances and budgets, etc. I’m looking for something like YouTube channels, articles, applications that can teach me the basics of saving and budgeting properly.
Some Context:
I’ve got an account with FNB and Capitec. My main and primary account is FNB, and Capitec is for family and friends basics. With FNB, I have about R100k in the 32 day notice account - brings in a few hundred every month and I try and send more into it whenever I can. FNB account fee is R370 monthly. I want to close this one and just use Capitec - good or bad idea?
FNB has eBucks and Capitec has the “live better” rewards system. Capitec account fee is about R10 a month.
I was thinking of keeping the 32 day account on FNB but move over everything to Capitec and open a savings account with Capitec as well.
Because of you guys, I changed my car insurance and medical aid; saving about R800 in total with Naked and Discovery.
I have no kids, and my biggest responsibility right now is my car (5600 monthly) and Black Tax - I help take care of two households and I’m living at home and don’t pay rent. After all my bills and whatnot, I aim for a minimum of R5k for saving that I put into the 32 day account.
I’ve seen you guys talk about TFSAs, EFTs, RA equities and I have absolutely no idea what those are (please don’t laugh at my pain ). I want to learn. Please point me in the right direction. Give me your best recommendations on where I can get more information and make better choices with my small little beaucoup bucks.
I’m based in Durban and looking for any apps that will give me points/rewards or coupons, etc. Like Checkers, Woolies, V+, eBucks, Clicks, etc.
Thank you all so much for your assistance. Have an awesome weekend