I’m in the fortunate position to potentially max the 415(c) limit for the first time in 2024, which is $69,000 (under 50). I want to ensure that I don’t go over $69k. Math:
401k ($23,000), 401k employer match ($7,000),
Employee Stock Ownership Plan (ESOP) ($20,000),
Bonus company defers on my behalf (instead of cash bonus) ($19,000).
Assuming I hit $69k above, may I also contribute to IRA 219(b)(5)(A) ($7,000) and/or HSA 223(b)(2)(A) up to ($4,150)?
401k ($23,000), 401k employer match ($7,000),
Employee Stock Ownership Plan (ESOP) ($20,000),
Bonus company defers on my behalf (instead of cash bonus) ($19,000).
Assuming I hit $69k above, may I also contribute to IRA 219(b)(5)(A) ($7,000) and/or HSA 223(b)(2)(A) up to ($4,150)?