Bank is offering 4.6% APY - should I park $220k my savings in there?

[mika07]

@jespy No. You should have this in stock, etf, etc.

An HYSA is also better.

You need a financial advisor, you’re not maximizing your money.

 

[adakr]

@jespy There are CDs offered with a percentage higher than that.

You can set up the interest to be withdrawn to another account, such as a HYSA

 

[petervonverkannt]

@jespy Viobank.com 5.3%

 

[jbujok]

@jespy I just do SPAXX for emergency funds, is this fine or could I do better elsewhere?