alicia0201
New member
No kids yet. We’re definitely suffering from some lifestyle creep. What’s a good level of monthly expenses to get to?
My income: 200k base, 30 bonus
Her income: 0
Monthly income: $10,400
Rent: 2850
Monthly expenses: 4k
Leftover (put into savings): 3550
—
Combined cash: 81k
CDs @4.9%: 231k
Investments (mostly s&p and VT): 208k
401k account 1 (from my old job): 111k
401k account 2 (my current job): 51k
401k account 3 (her old job): 20k
Debt: 0
Now that she’s employed, and has passed the 3 months of severance mark, we really need to cut down on our monthly expenses. We live in a VHCOL area, so it might not be easy. I’m also not sure what to do about the multiple 401ks, there’s some process for rolling them over, but I don’t know what it is.
My income: 200k base, 30 bonus
Her income: 0
Monthly income: $10,400
Rent: 2850
Monthly expenses: 4k
Leftover (put into savings): 3550
—
Combined cash: 81k
CDs @4.9%: 231k
Investments (mostly s&p and VT): 208k
401k account 1 (from my old job): 111k
401k account 2 (my current job): 51k
401k account 3 (her old job): 20k
Debt: 0
Now that she’s employed, and has passed the 3 months of severance mark, we really need to cut down on our monthly expenses. We live in a VHCOL area, so it might not be easy. I’m also not sure what to do about the multiple 401ks, there’s some process for rolling them over, but I don’t know what it is.