@dexter234 I’m having a similar experience. Started investing in early 2019 and have biweekly contributions, current portfolio is around $150k and its always within a thousand dollars of my contributions, up or down, so basically I haven’t made anything and have lost money relative to inflation, would have made more even in a regular savings account. It’s frustrating.
My risk level is 5, I don’t want a high risk portfolio. I don’t need huge gains - if I had a 4-5% return, that would be fine with me. But a 0% return over nearly 5 years is really making me wonder if something is wrong. I find it frustrating that people try to blame investors like me, saying you need a risk level 9 or 10 to see any gain. That is not how it’s supposed to work, you should be able to have a modest increase over time with a balanced portfolio. Something feels wrong about this as more and more time passes. WS just keeps saying we’re in a downturn but like you, I feel like markets have been doing well, so if our portfolios can’t grow in these conditions, when will they?