UNO Digital Online Time Deposit

[anniemarie]

Hi. I’m thinking of depositing or rather transferring some money from UNO Digital to their UNO time deposit with 6% interest for 6 months.

I just would like to know how’s your experience with this digital banking institution if it’s safe to park my money here for time deposit? I’m kinda hesitant kasi digital bank sya at wala syang physical bank kasi…

I would appreciate your advice/input if this is a stable and safe place to put my money and how much is their maximum pag time deposit? Maraming salamat in advance sa mga sasagot.

 

[raggedyman]

@anniemarie For me napaka smooth naman ng UNO.. tapos 6.5 pa diba malaki laki nadin yun..meron akong apat na account don, from last year pa okay naman siya..basta ang mahalaga i sure mo na yunv pera na ilalagay mo don is di mo talaga gagalawin.. so set aside mo yung pang gastos mo, at wag mo ilalagay lahat..ilagay mo lang yung talagang alam mo na isasave mo.. at di mo gagalawin..

 

[anniemarie]

@raggedyman Maraming salamat! Oo nga e.. maganda interest rate nya. Magkano maximum amount na pwede kong ilagay per account? Although iisa pa lang naman acct ko hehe

 

[jwstarr]

@anniemarie smollest yata 5k

big S, 100k

 

[anniemarie]

@jwstarr Salamat!

 

[raggedyman]

@anniemarie 500k pero account, minimu. 5k. Tapos pwede ka mag deposit up to 2.5m... may mga choices ka nama. Don explore ka muna bago ka mag lock ng money mo.. para .makapag desisyon ka if uno boost or uno earn.. meron naman ako both pero latest ko uno earn so hinahantay ko pa siya papano ba siya mag papayout monthly..if feel mo naman na pwede mo ilabas pasok pera mo meron din naman sila regular savings like 3.5 % pero kung desidido ka na lock talaga.. pili ka boost or earn..

 

[anniemarie]

@raggedyman Maraming salamat!

 

[rabidrant]

@raggedyman Hi, for Uno Time Deposit, kelan po yung first monthly payout? I opened last Feb 21. Thanks.

 

[raggedyman]

@rabidrant I wait mo lang muna.. kaka start ko lang din kase ng uno earn..so diko pa nakikita ang monthly payout ko.. pero sa uno boost gang maturity yon

 

[rabidrant]

@raggedyman Got it. Thanks po. Yeah, tipid na tipid ang details sa T&C ni Uno Earn hehehe.

 

[kd5nrh]

@anniemarie It is safe. Just practice OpSec and keep your data private. Smooth naman yung app.

 

[anniemarie]

@kd5nrh Salamat! Pero how can I practice OpSec? Any advise pls?

 

[kd5nrh]

@anniemarie Basic is keeping your info and device private. Like wag mo bigyan ng hint in socmed.

 

[anniemarie]

@kd5nrh Oh ok. Tyvm! Have a good evening!

 

[ministeveirwin]

@anniemarie Goods naman. Mas okay kesa ipasok mo sa traditional bank na TD. Based on my experience, halos walang growth yung money mo dun sa TD ng traditional bank madidismaya ka lang pag ipull-out mo na. Bukod sa mababa lang interest niya, pahirapan pa i-pull out. Kay UNO bank, after ng term na napili mo, magrereflect agad siya sa savings account mo. If gusto mo siya kunin kahit di pa tapos yung term (for some emergency reasons), pwede mo naman siya makuha.