@robbentley I found it useful, but I think the emergency fund at Step 3 is unnecessarily high for the NZ context, as it's almost impossible to fire a person without notice here and there's a better social safety net. Income Protection Insurance is likely to be a better option if you feel the need for it as you can usually claim the premiums back at tax time.
I also think it's less necessary to worry about how you'll fund university for your kids (Step 5) as fees are lower here and student loans are interest free. The reality of tertiary study in the 21st century is it's no longer a virtually-guaranteed pathway to success. I'm of the opinion that unless you're wealthy enough that your kids don't need to worry too much about their future they should only be looking at uni if they are either exceptionally gifted in some way or have a solid career plan for which a university qualification is necessary. I have three step-kids in their teens. One is keen on uni and we're thinking about course options. One has no interest in tertiary study and will likely leave school after Year 12, work for a year, then join the Army. One is a bit of a special case as he qualifies for the Supported Living Benefit.
I did like the emphasis on avoiding consumer debt (Step 2), especially with the rise of After-Pay and other ways of getting into quick debt, and on prioritising debt repayment and budgeting. His hard line on credit cards is a bit extreme though: if you can use it sensibly a no-frills card is a useful tool that offers better protection for things like online shopping than a debit card does - and in much of NZ you need to shop online at least some of the time because we don't have the same 24/7 big-box stores you get in much of the USA.
Dave also emphasises the importance of a household budget and working as a financial team with your partner. As someone who had gone from being single to a committed relationship, I agree combining finances is a wise approach for many couples. I don't agree that you should wait until marriage to do this, and I also believe anyone committing to a relationship when they already have significant assets should invest in a contracting out agreement to protect both parties in the event of a separation. Dave's entitled to his socially-conservative views on marriage and divorce but that's not how most of us roll here in NZ, so it's worth adapting accordingly.
Finally, I really like that the final step, the purpose of pursuing financial freedom, is to be able to live and give generously. If all the financially-free people in the world held that as their goal the world would be a far better place