maximum451
New member
Hi all,
I’m M28, I started investing in 2021. I had a starting point of around 20k€.
At the beginning I’ve started with cryptos out of which, during the 20-21, cycle I had around 7k€ gain.
After that I started building my stocks/etf portfolio.
And since 2021 I’m up 30.4%/year.
Right now my portfolio is structured as follows:
Currently worth around 21k€
Stocks:
- GOOGL 2%
- TSM 6%
- AMZN 9%
- ISP 10%
- G 1%
- RHM 12%
- BMPS 7%
- NVDA 29%
- LDO 5%
Etf:
- SXR8 10%
- DFEN 7%
- VWCE 3%
I also have around 9k€ in crypto, started few months ago with 7k€ and now 2k€ up.
My wage is around 4,7k€/month and I manage to save around 50% of it. (Company pays for housing)
I have an emergency fund remunerated at 4% of 15k€
No debts.
Total economic availability is around 53k (investments included) excluding gold (around 10k€?), watches (around 14k€) and inherited car (around 30k€).
I just transferred 8k€ more to my trading account, and I am thinking to switch over to a less exposed and risky portfolio.
Do you have any recommendations on how to better balance my portfolio (luck is not forever) and how to better manage my assets?
Thank you in advance and sorry if I forgot any important information.
I’m M28, I started investing in 2021. I had a starting point of around 20k€.
At the beginning I’ve started with cryptos out of which, during the 20-21, cycle I had around 7k€ gain.
After that I started building my stocks/etf portfolio.
And since 2021 I’m up 30.4%/year.
Right now my portfolio is structured as follows:
Currently worth around 21k€
Stocks:
- GOOGL 2%
- TSM 6%
- AMZN 9%
- ISP 10%
- G 1%
- RHM 12%
- BMPS 7%
- NVDA 29%
- LDO 5%
Etf:
- SXR8 10%
- DFEN 7%
- VWCE 3%
I also have around 9k€ in crypto, started few months ago with 7k€ and now 2k€ up.
My wage is around 4,7k€/month and I manage to save around 50% of it. (Company pays for housing)
I have an emergency fund remunerated at 4% of 15k€
No debts.
Total economic availability is around 53k (investments included) excluding gold (around 10k€?), watches (around 14k€) and inherited car (around 30k€).
I just transferred 8k€ more to my trading account, and I am thinking to switch over to a less exposed and risky portfolio.
Do you have any recommendations on how to better balance my portfolio (luck is not forever) and how to better manage my assets?
Thank you in advance and sorry if I forgot any important information.