startender
New member
I'm now stuck without a car and unable to get to work about a month ago I was in a rear-end car accident where another driver crashed into my vehicle and he was at fault. I only purchased the Car 4 months ago with the help of a small loan but now I'm back on the dreaded Irish rip-off car market.
I received a couple of hundred euros more than what I paid for the vehicle from the insurance company and have had many heated phone calls as the original offer they provided me was about 1000 euros less than I purchased while there were cars of similar spec and milage for almost 1000 euros more then I purchased on donedeal.
So having taken their offer for the write value I've to go to purchase a vehicle, unfortutuantly the body type of car I want to purchase is non-existent in Ireland these days, Everything is a big stupid SUV it seems and my insurance won't offer me insurance on anything imported.
I've the guts of a mortgage saved now which hopefully I'll get in the next 18 months. but now I'm faced with being forced to buy a car with a small amount of my savings but still.
on top of all this, it was my first car of only 4 months previously I was driving a family member's car and had just gotten off my N Plates so my insurance is going to be nuts even tho its not my fault, Ive to pay 20 euro to E toll pay zone scam cause my car got taken away with the fob in it and since I can't return it they charge you (how to kick a man while they're down).
I Fucking hate buying cars, I am a car person I hate buying my own car cause A I don't have the money for the thing I want B they don't sell it here or It costs the value of the car in VRT and C you've to deal with insurance company people who couldn't Difference between an MPV, A Estate and a Hatchback.
So basically I've four questions
- how bad will it be if I take out about 4 grand from my BOI mortgage savings account?
- how do I get my insurance to let insure an imported car
- how do not kill my mother while I've to ask for a lift to look at cars.
I received a couple of hundred euros more than what I paid for the vehicle from the insurance company and have had many heated phone calls as the original offer they provided me was about 1000 euros less than I purchased while there were cars of similar spec and milage for almost 1000 euros more then I purchased on donedeal.
So having taken their offer for the write value I've to go to purchase a vehicle, unfortutuantly the body type of car I want to purchase is non-existent in Ireland these days, Everything is a big stupid SUV it seems and my insurance won't offer me insurance on anything imported.
I've the guts of a mortgage saved now which hopefully I'll get in the next 18 months. but now I'm faced with being forced to buy a car with a small amount of my savings but still.
on top of all this, it was my first car of only 4 months previously I was driving a family member's car and had just gotten off my N Plates so my insurance is going to be nuts even tho its not my fault, Ive to pay 20 euro to E toll pay zone scam cause my car got taken away with the fob in it and since I can't return it they charge you (how to kick a man while they're down).
I Fucking hate buying cars, I am a car person I hate buying my own car cause A I don't have the money for the thing I want B they don't sell it here or It costs the value of the car in VRT and C you've to deal with insurance company people who couldn't Difference between an MPV, A Estate and a Hatchback.
So basically I've four questions
- how bad will it be if I take out about 4 grand from my BOI mortgage savings account?
- how do I get my insurance to let insure an imported car
- how do not kill my mother while I've to ask for a lift to look at cars.