@tjcomedy I had it for a month and called today to turn it back in. I work a federal job and commute an hour to work at 3am. There are a ton of stop lights on the way that I have to stop for sometimes i have to choose between hard braking or running a red light. Every day i get dinged a couple times for hard braking. After a month of having it the app rates me as a 1 star driver and said I was on the way for a rate increase. I believe due to my early am driving that it considers high risk and unavoidable hard braking for red lights. Going home in heavy traffic can be a 2 hour drive and i tried my best to not hard brake and i agree not doing it is dangerous. After canceling snapshot Progressive is charging me 200 dollars which is the discount I received they said when I signed up. I do not recommend snapshot to anyone unless they are retired and don't need to drive except for short commutes to the grocery store.