pharmasmita
New member
Hi there
I'm about 2 years into my finance jurney so still quite new and in the past 2 years I managed to contribute to my 3 Säulen Konto. All is in a active managed fond with Raiffeisen called:
Raiffeisen Futura II - Systematic Invest Balanced -V-
I dont like the current active managed fond, becose the cost basis is really high and i think there is also a bond allocation of 30% OR SO, and i wanna go 100% in stocks. I did decide to invest in this fond 2 years ago, back then i had hardly any financial plan.
In the last 2 years I have built a personal Investment portfolio separate from my 3-te Säule Konto and invest mainly in really well diversified ETF mainly into this:
Ishares Core MSCI World UCITS ETF- USD Acc
What is the best provider to manage your own money in the 3-te Säule account?
How can I transfer my current balance out of this garbage active managed Raiffeisen Fund and save thousend of dollars in fees?
I'm looking at a yearly cost of 0.20% or something similar.
Ideal i want to invest the 3t Säule Konto into the same ETF as my personal Portfolio or something similar.
For Context, in the 3te Säule account there is currently a balance of roughly 18'000 CHF.
Thanks for your help
I'm about 2 years into my finance jurney so still quite new and in the past 2 years I managed to contribute to my 3 Säulen Konto. All is in a active managed fond with Raiffeisen called:
Raiffeisen Futura II - Systematic Invest Balanced -V-
I dont like the current active managed fond, becose the cost basis is really high and i think there is also a bond allocation of 30% OR SO, and i wanna go 100% in stocks. I did decide to invest in this fond 2 years ago, back then i had hardly any financial plan.
In the last 2 years I have built a personal Investment portfolio separate from my 3-te Säule Konto and invest mainly in really well diversified ETF mainly into this:
Ishares Core MSCI World UCITS ETF- USD Acc
What is the best provider to manage your own money in the 3-te Säule account?
How can I transfer my current balance out of this garbage active managed Raiffeisen Fund and save thousend of dollars in fees?
I'm looking at a yearly cost of 0.20% or something similar.
Ideal i want to invest the 3t Säule Konto into the same ETF as my personal Portfolio or something similar.
For Context, in the 3te Säule account there is currently a balance of roughly 18'000 CHF.
Thanks for your help