Hey!
So currently i put 500 USD a month into vanguard VT stock on hatch every month $3 fee no other fees which is great currently hold 14k.
I recently became a resident so now i can put into kiwi saver. Im going to pick kernel because they have better funds in my opinion (more aggressive). unsure which fund yet most like high growth.
I know once you invest over 25k the fees are even better so my question is.. am I better off investing my hatch money into kernel where i will soon get a better fee over all on my investing strategy this would be separate from the kiwi saver because i do not want that money trapped until i am 65.
is the $3 fee on hatch hindering my performance? i know its not to high but i love the Vanguard VT stock its diversified and easy!
i would like to use the money to build a house in a few years but the likely hood of me getting the money is low because i live in area where the median house price is so high. (they need to address this)
Im happy to put the minimum in for the free dosh and a extra nest egg for old age and use it as a aggressive investing for a few decades.
I will invest 3/4% into kiwi saver
So currently i put 500 USD a month into vanguard VT stock on hatch every month $3 fee no other fees which is great currently hold 14k.
I recently became a resident so now i can put into kiwi saver. Im going to pick kernel because they have better funds in my opinion (more aggressive). unsure which fund yet most like high growth.
I know once you invest over 25k the fees are even better so my question is.. am I better off investing my hatch money into kernel where i will soon get a better fee over all on my investing strategy this would be separate from the kiwi saver because i do not want that money trapped until i am 65.
is the $3 fee on hatch hindering my performance? i know its not to high but i love the Vanguard VT stock its diversified and easy!
i would like to use the money to build a house in a few years but the likely hood of me getting the money is low because i live in area where the median house price is so high. (they need to address this)
Im happy to put the minimum in for the free dosh and a extra nest egg for old age and use it as a aggressive investing for a few decades.
I will invest 3/4% into kiwi saver