Inspired by posts of @kevindsingleton and u/L1007. I found this very interesting to make and thought it may be interesting to share. However, if you are sick of these, feel free to scroll on or downvote!
https://preview.redd.it/2nhrorqcou9...bp&s=27baad3fd73f36d3c0036d07b27c8d3f3506dcda
Details:
https://preview.redd.it/2nhrorqcou9...bp&s=27baad3fd73f36d3c0036d07b27c8d3f3506dcda
Details:
- 30F
- Live in a 2.5 room apartment in the city.
- Work 100% in Pharma. No side gigs.
- I have a relatively high income (incl. bonus) in a technical position. I have ~4 years of experience and moved to Switzerland after completing a PhD.
- I manage to make approximately CHF 83,000 of contributions to investments per year, excluding Social Security, some of which are pensions and have restricted access until buying property, leaving Switzerland, or retiring.
- I have around CHF 50,000 of expenses per year including rent, health insurance, and general living costs.
- I believe I can aim to FIRE at a reasonable age if I maintain such a cashflow, though I have not invested much thought into this. Without getting too philosophical, I have yet to understand what I exactly want in life.
- For the Investment (Global ETF), I use brokers IBKR and DeGiro and invest in VT and IWDA. For Private Pension (Pillar 3A), I use FinPension with a global and Swiss mid-cap equity bias plus the 5% crypto option (my only crypto exposure).
- I expected the Entertainment to be higher, given the added costs of going out and nightlife. I do not consciously limit activities at weekends but at the same time do not frivolously spend.
- Some of the smaller categories may be inaccurate, as I rushed through categorising the smaller card transactions throughout the year.