lorenacoto
New member
Hi all,
I was reading around how to maximise my retirement savings from pillar 3a and it seems that there is a consensus among the experts (I am a noob) that the best you can do is go to VIAC or finpension because they have the lowest fees compared for example to what UBS offers, and that this makes a big difference long term.
So I was planning to move my 3a money out of UBS Vitainvest - Passive 75 Sustainable Q-dist and transfer it to another place. But while checking the fees that UBS declares I found that they are charging me a TER p.a. of only 0.26% which seems very low compared to what the articles I read around are mentioning.
What am I missing? Is it still worth it for me to move to VIAC or finpension or should I stay with what I have in UBS?
I was reading around how to maximise my retirement savings from pillar 3a and it seems that there is a consensus among the experts (I am a noob) that the best you can do is go to VIAC or finpension because they have the lowest fees compared for example to what UBS offers, and that this makes a big difference long term.
So I was planning to move my 3a money out of UBS Vitainvest - Passive 75 Sustainable Q-dist and transfer it to another place. But while checking the fees that UBS declares I found that they are charging me a TER p.a. of only 0.26% which seems very low compared to what the articles I read around are mentioning.
What am I missing? Is it still worth it for me to move to VIAC or finpension or should I stay with what I have in UBS?