I'm trying to figure out if my e-bike is covered. Technically it has a motor and it is a vehicle so I think it's excluded, though the the policy also states "electrically powered vehicles designed for and used as a toy." are covered.
I'd ask my insurance company- though the only people who seem to truly understand coverage are the adjusters, and you can't talk to them directly.
Exclusions:
(g) motor vehicles and recreational vehicles. We do cover:
1) motor vehicles not subject to registration by a state regulatory agency
which are used primarily for servicing and maintaining the residence
premises.
2) recreational vehicles which are
used primarily for servicing and
maintaining the residence premises.
3) A conveyance designed primarily to
provide mobility to the handicapped,
provided it is not licensed for operation on public roadways.
4) electrically powered vehicles designed for and used as a toy.
I'd ask my insurance company- though the only people who seem to truly understand coverage are the adjusters, and you can't talk to them directly.
Exclusions:
(g) motor vehicles and recreational vehicles. We do cover:
1) motor vehicles not subject to registration by a state regulatory agency
which are used primarily for servicing and maintaining the residence
premises.
2) recreational vehicles which are
used primarily for servicing and
maintaining the residence premises.
3) A conveyance designed primarily to
provide mobility to the handicapped,
provided it is not licensed for operation on public roadways.
4) electrically powered vehicles designed for and used as a toy.