Hi,
I was just looking for additional understanding and insight so I can prioritise my finances a bit better. I am a 25 y.o. and married (double income at the moment).
Currently my S.O. and I are putting away $100 a f/n for ETF investments (at this point in time, 35% Aus, 35% American, 30% Non-Amer). We want growth options that we don't have to watch the market for. We want to save for a home deposit. I just had a look at my super, and there is this little thought in the back of my mind that it won't be enough. I am currently making no additional super contributions, have it in a high-risk portfolio option and don't know anything about how super works except that I can't touch it till retirement and my employer has to make contributions.
I know that I can't put money into everything, just looking for some insight into how what I do now may change my outcomes in 30-40 years.
I was just looking for additional understanding and insight so I can prioritise my finances a bit better. I am a 25 y.o. and married (double income at the moment).
Currently my S.O. and I are putting away $100 a f/n for ETF investments (at this point in time, 35% Aus, 35% American, 30% Non-Amer). We want growth options that we don't have to watch the market for. We want to save for a home deposit. I just had a look at my super, and there is this little thought in the back of my mind that it won't be enough. I am currently making no additional super contributions, have it in a high-risk portfolio option and don't know anything about how super works except that I can't touch it till retirement and my employer has to make contributions.
I know that I can't put money into everything, just looking for some insight into how what I do now may change my outcomes in 30-40 years.