saharali1991
New member
I have 300k currently in XEON ETF, so giving a fixed 3.9% yearly (subject to change based on €STR).
I have an horizon of 15 - 20 years so I would like to move them to either VWCE or VUAA (sp500). I can add about 2k or 2.5k every month.
What do you recommend? Should I go all in right now at all time high or spread the risk by doing dca for the upcoming months?
It looks to me that we are super high right now, like VWCE is already up 11% ytd and I saw that the average cagr should be 8%.
I would not really like to go in and already be down by a lot after a few weeks. I know that it doesn't matter in the long term but it would bother me nonetheless to lose that 3.9% I have now because of bad timing.
Edit: thanks to everybody for all the recommendations! I also appreciate the consideration of the emotional aspect and how to ignore/overtake it!
I have an horizon of 15 - 20 years so I would like to move them to either VWCE or VUAA (sp500). I can add about 2k or 2.5k every month.
What do you recommend? Should I go all in right now at all time high or spread the risk by doing dca for the upcoming months?
It looks to me that we are super high right now, like VWCE is already up 11% ytd and I saw that the average cagr should be 8%.
I would not really like to go in and already be down by a lot after a few weeks. I know that it doesn't matter in the long term but it would bother me nonetheless to lose that 3.9% I have now because of bad timing.
Edit: thanks to everybody for all the recommendations! I also appreciate the consideration of the emotional aspect and how to ignore/overtake it!