The point is you are comparing orange and apples, a portfolio with a 32% annualized performance since 2018 is already way ahead of a VWCE based portfolio, the 1% fee is negligible in the choice. The real point is that those two likely do not have the same risk profile, that is what you should focus on.
@jayjaynp I was also sarcastic. Second portfolio with 32 % p.a. is only 1 year old. But you are absolutely right, that risk profile would be different and I am planning to stop contributing to this ETF mix.
