I'm 23 y/o and I've just started my PhD in Science last July (takes 3-3.5 years) from which I can save ~25k per year (conservative estimate) and as of writing this I have 45k in savings. After my PhD I aim to stay in Australia, but if no opportunities arise here, I might have to go to the US, Canada, or Europe.
What would you suggest to to get the most out of my savings? As I've been quite ignorant when it comes to money up to this point, my first step will probably be setting up a higher interest savings account - is Rams online savings account a good option? Next, should I consider an ETF?
What would you suggest to to get the most out of my savings? As I've been quite ignorant when it comes to money up to this point, my first step will probably be setting up a higher interest savings account - is Rams online savings account a good option? Next, should I consider an ETF?