resjudicata
New member
@boagz57 The expectation right now is the ECB will not raise interest rates any higher. This is obviously not guaranteed but if this is the case they have peaked and will only go down from here. Again obviously not guaranteed as who knows what the future holds and how long it will take for them to go down again. My bet however (not recommending this to anyone!) is to stick with my relatively low rate for as long as I can and lock in a hopefully good rate end of 2024 / early 2025. Doing a 20 year fixed when rates are at peak does not seem like a good idea to me.