@lucsch I have been using wise for EUR > USD transactions for years with no issues, I am restricted to how much I can remotely transfer from my Irish account to my EUR wise account tho, so I’ve never had as much as €40k in wise at one time. I’d suggest breaking the transfer into several transactions if you are concerned about getting your account locked.
@lucsch I use revolut premium or wise, revolut premium costs 80 euros per year but gives you better rates than wise on transferring fees. I would suggest you to get a quote from both to see which one is the best for you.

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